Novated Lease

Novated Lease PerthA Novated Lease (also known as Salary Sacrifice, Car Salary Packaging and Vehicle Novation) is a lease agreement between the employer, employee and finance company. An employee takes on the lease with a finance company and the employer is responsible for making the lease payments to the finance company. The vehicle is owned by the employee and the employer deducts repayments from their pre-tax salary. Benefits include:


  • Potential for income tax savings whilst increasing your disposable income
  • Your choice of vehicle (new or used) from a dealership or through private sales
  • Claim use of the vehicle for 100% private use
  • Provides you the option to own the vehicle at the end of term
  • Flexible repayment options (weekly, fortnightly, monthly…)


  • Improve and add value to remuneration packages you offer your employees
  • Company does not assume any risk for the vehicles
  • Reduces the time and cost of managing a fleet of vehicles

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